Portfolio Projections
Visualize how your portfolio evolves over time under different scenarios using 93 years of monthly historical market data (1928-2021) - providing 11.8x more data points than traditional annual analysis.
Educational Tool Only
Not Investment Advice: These projections are based on historical data and are for educational purposes only. Your actual results may differ significantly.
Historical Scenarios: This shows what happened in past market conditions. Future markets may behave differently than historical patterns.
Professional Guidance: Consult qualified financial advisors for personalized retirement planning advice.
Portfolio Parameters
Key Insights
See how your portfolio value changes over a 30-year retirement using real historical market data.
Compare outcomes from the most and least favorable market sequences.
Toggle between nominal dollars and purchasing power to see real wealth changes.
Best case shows longest portfolio survival, worst case shows fastest depletion. At sustainable withdrawal rates, all scenarios succeed; at extreme rates, you'll see portfolio depletion patterns.
Planning Tips
- Higher stock allocations increase both potential gains and volatility
- Pay attention to portfolio survival times in failed scenarios for risk assessment
- Use nominal vs. inflation-adjusted toggle to understand purchasing power impact
- Median outcomes provide realistic expectations for planning
- Consider reducing withdrawal rates if worst-case scenarios show early portfolio depletion